What is A VA Loan?
A VA Loan helps Service members, Veterans, and eligible surviving spouses become homeowners. Many Veteran and Active Duty homeowners turn to a VA Home Loans which is provided by private lenders, such as banks and mortgage companies. The Veterans Administration then guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. If you are active military or a veteran, you should be able to qualify for this type of loan.






Buying A New Home
Buying a new home with a VA-backed purchase loan offers huge benefits like:
- No down payment
- Better terms and interest rates
- The ability to borrow up to the Fannie Mae/Freddie Mac conforming loan limit
- No need for private mortgage insurance (PMI) or mortgage insurance premiums (MIP)
Lower Your Mortgage Payments
Lowering your monthly mortgage payments with a VA refinance loan that is backed by the United States federal government is a great option.
You should not have to come up with any money, as long as the loan is below $417,000. If you borrow more than that, you will have to pay 25% of the difference between $417,000 and the sales price.



How Do I Get Started?
Check Eligibility
Takes Less Than 1 minute
Veterans And Active Duty