VA Loan Refinance

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Many Veteran and Active Duty homeowners turn to a VA refinance loan in order to refinance their existing mortgages. This type of loan is offered by the Veterans Administration. If you are active military or a veteran, you should be able to qualify for this type of loan. Here are the basics of a VA refinance loan and how it can help you as a borrower.



A VA refinance loan is backed by the United States federal government. You should not have to come up with any money, as long as the loan is below $417,000. If you borrow more than that, you will have to pay 25% of the difference between $417,000 and the sales price. You will also be able to take advantage of more flexible approval terms.

Refinancing Rules for IRRRLs

What is a VA Interest Rate Reduction Refinancing Loan? According to Chapter Six of the VA Lender’s Handbook, this type of refinancing is

Rules For Cash-out Refinancing

VA loan refinancing options include cash-out refinancing loans; qualified VA loan applicants can apply for a new loan that pays off the first

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Veterans And Active Duty

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