VA Loan Underwriting
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VA Loans Requiring Special Underwriting
There are many types of VA loans and refinancing loans. Some are typical and require no special attention from the lender or the Department of Veterans Affairs aside from the normal amount of underwriting and processing that usually happens. Other loans require more development for a variety of reasons.
For example, the VA has a category of “other refinancing loans” that have additional requirements.
- construction loans,
- installment land sale contracts
- loans assumed by veterans at interest rates higher than that for the proposed refinance.
Takes Less Than 1 minute